Certified Financing

LET BMW FINANCIAL SERVICES TAKE YOUR BMW EXPERIENCE TO A WHOLE NEW LEVEL OF LUXURY.

BMW Financial Services is here to extend the BMW tradition of performance and quality so you can enjoy what's Beyond the Drive™ as much as the drive itself. Helping you select a financing option, protect your vehicle or transition to your next BMW are just some of the ways we can make your BMW experience exceptional.

Tailored financing

Our commitment to an unparalleled leasing experience begins with financing solutions that help you get into the BMW you really want. Go further with personalized lease and financing options that include flexible terms and competitive rates. BMW Financial Services offers you the luxury of building your own lease to fit your calendar, your lifestyle and even the way you drive. Our Select and OwnersChoice loan products provide you a lease-like option but with ownership of the vehicle.

Premium customer service

You deserve the ultimate personal customer relationship. Our world-class, award-winning customer service representatives know your BMW and share your passion for the Ultimate Driving Machine.® Our goal is to make your financing seamless from beginning to end so that nothing comes between you and the joy of driving your BMW.

Optimal insurance options

Both you and your BMW can enjoy the benefits of our state-of-the-art suite of Ultimate Protection Products. From windshields to tires and everything in between, your BMW can be covered with complete protection. For added peace of mind, you can enjoy BMW Performance Insurance-protection and insurance coverage designed specifically for your BMW.

Innovations that streamline

Thanks to cutting-edge technology, your dealer can streamline your lease-end process and create a smooth transition to your next BMW. Inspections at the end of your lease can be completed and signed in real time as both you and the dealer check the vehicle together. Then while you admire your next BMW vehicle, your dealer can answer questions and also make real-time credit inquiries for you.

Enhancing your BMW Financial Services experiences

Exclusively for our customers, BMW Financial Services offers extras and special events that heighten your BMW experience. Let one of our BMW Family of Cards fuel your passion for the Ultimate Driving Machine.® No other card lets you redeem BMW Rewards points for up to $10,000 off your next BMW. And you can enjoy pushing your BMW to its limits at our BMW Performance Driving School and receive 20% off when you pay for a course with your card. You can also download our Ultimate Drive app to discover the best roads to drive all over the world, fun places to eat and connect with other driving enthusiasts like yourself.